10004 Elmco Avenue
Lamont, CA, 93241
$324,900
MLS: NS26042954
Beds
3
Baths
2
Sq Ft
1,154
Lot
0.14 ac
Year Built
2025
MLS #
NS26042954
Days on Market
35
Listed
Feb 26, 2026
Description
Recently constructed 3 bedroom 2 bath 1,154sq.ft. home with all the bells and whistles. As soon as you walk in you will fall in love with the open concept. The kitchen features sparkling quartz counters, new stove, self closing shaker cabinets with self closing drawers and slow closing doors. The kitchen overlooks the dinning and living area which is great for entertaining. The main bedroom has a large walk in closet and its own bathroom. The bathroom has custom tile shower that will awe your guests. The home also offers luxury waterproof flooring throughout, new baseboards, and new blinds throughout and indoor laundry room. The home is energy efficient and has brand new central AC/Heat, dual pane windows, and Cool Roof. On the exterior you will find landscaping, sod, custom iron fencing with gate for all your toys, RV, or cars. Do not miss this hard to come by opportunity in Lamont and take advantage of low cost and incentives of USDA financing.
Location
Lamont, Kern County, CA 93241
Open on Google Maps ↗Listed by: Francisco Martinez · LPT Realty, Inc
Payment estimate
$2,557
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,490 · Loan: $292,410
- Principal & Interest
- $1,797
- Property tax (1.25%)
- $338
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lamont home with as little as 3.5% down using an FHA loan — roughly $11,372 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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