Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingManufacturedOnLand

1010 Terrace Road 38

San Bernardino, CA, 92410

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$140,000

MLS: CV25195480

Beds

2

Baths

1

Sq Ft

676

Lot

0.02 ac

Year Built

1988

MLS #

CV25195480

Days on Market

208

Listed

Aug 31, 2025

Description

Welcome to this beautifully remodeled home located in a desirable 60+ senior community. This property features a modernized kitchen, new flooring throughout, and has been well maintained with pride of ownership. Just minutes away, residents can enjoy shopping and dining at Inland Center Mall and nearby retail centers. For commuters, the property offers quick access to the I-215 and I-10 freeways. With its simple layout and central location, this home is a solid choice for buyers looking for comfort and convenience in San Bernardino. Enjoy a comfortable and peaceful lifestyle in a community designed for active adults, offering convenience and a welcoming neighborhood atmosphere. Don't miss this opportunity schedule your private showing today.

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: Carlos Salazar · PAK HOME REALTY

Payment estimate

$1,272

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $14,000 · Loan: $126,000

%
Principal & Interest
$774
Property tax (1.25%)
$146
Homeowners insurance
$300
Mortgage insurance
$53
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $4,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92410 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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