Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

10101 Telephone Road

Ventura, CA, 93004

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$1,595,000

MLS: V1-32709

Beds

5

Baths

4

Sq Ft

3,487

Lot

0.62 ac

Year Built

1912

MLS #

V1-32709

Days on Market

175

Listed

Oct 6, 2025

Description

One of a Kind! This Charming 1912 Craftsman, offering 5 bedrooms 2 full and 2 half baths, 3487 sq ft of living space with a circular driveway, 3/car garage and extra work/craft room on a spacious 26,572 sq ft lot. Nestled behind a private gate this exceptional home combines classic character with generous living spaces.Inside you will find elegant custom crown molding, wainscoting, and wood beamed ceiling that highlight the homes craftsmanship. Many original doors and windows with beveled and stained glass. The open concept living and dining areas flow seamlessly complemented by built-in cabinetry with beautiful original wood details. Separate quest quarters, a beautiful glass block sunroom with tin ceiling and separate entrance from one of the covered porches.The beautifully remodeled kitchen has an eating area, and lots of pantry storage. Upstairs 3 spacious bedrooms, one with a balcony, offers comfort and flexibility for family, guests or home office needs. There is an assortment of fruit trees (including delicious avocados) and vegetation in the front and backyard. There may also be the potential for adding an ADU. This property provides a rare blend of privacy, space and timeless design, ideal for anyone seeking a classic Ventura residence with room to grow!

Location

Ventura, Ventura County, CA 93004

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Listed by: Julie Zermeno · JZ REALTY

Payment estimate

$11,380

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $159,500 · Loan: $1,435,500

%
Principal & Interest
$8,820
Property tax (1.25%)
$1,661
Homeowners insurance
$300
Mortgage insurance
$598
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $55,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Ventura, CA 93004 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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