10107 Otis
South Gate, CA, 90280
$1,200,000
MLS: DW26090456
Beds
6
Baths
3
Sq Ft
2,735
Lot
0.15 ac
Year Built
1964
MLS #
DW26090456
Days on Market
26
Listed
May 17, 2026
Description
Discover this beautifully designed duplex featuring two separate, private homes—perfect for flexible living or investment opportunities. The front residence showcases a thoughtfully arranged floor plan that flows effortlessly from room to room, creating a comfortable and inviting atmosphere you’ll truly appreciate. The second unit is a unique two-story home with charming Danish-inspired design elements and scenic views from the upper level. Its distinctive layout offers both character and functionality. Live in one unit and rent out the other—an ideal setup for homeowners and investors alike. Don’t miss out—call today for more details!
Location
South Gate, Los Angeles County, CA 90280
Open on Google Maps ↗Listed by: Ignacio Cuevas · RGC Capital Inc.
Payment estimate
$8,841
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,841
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this South Gate home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See South Gate, CA 90280 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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