ActiveSingleFamilyResidence

1012 Temple Ave

Long Beach, CA, 90804

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$645,000

MLS: PW26012489

Beds

2

Baths

2

Sq Ft

768

Lot

0.06 ac

Year Built

1914

MLS #

PW26012489

Days on Market

84

Listed

Jan 23, 2026

Description

Welcome to this home nestled in the neighborhood of eastside Long Beach. This home comes with 2 bedrooms and 2 baths. Recently painted on the exterior. The home has Air Conditioning and Heating, copper plumbing, original hardwood floors, newer roof, new artificial turf all around home for low maintenance and a beautiful vinyl fence. This home is also supplied with paid off Solar and a 240 EV charger for those electric vehicles in the rear. Gated parking in the back for 2 cars.

Location

Long Beach, Los Angeles County, CA 90804

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Listed by: Tony Gonzales · T.N.G. Real Estate Consultants

Payment estimate

$4,780

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,500 · Loan: $580,500

%
Principal & Interest
$3,567
Property tax (1.25%)
$672
Homeowners insurance
$300
Mortgage insurance
$242
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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