10132 Kemper Avenue
Adelanto, CA, 92301
$459,800
MLS: CV26073736
Beds
4
Baths
3
Sq Ft
1,840
Lot
0.18 ac
Year Built
2025
MLS #
CV26073736
Days on Market
1
Listed
Apr 6, 2026
Description
Welcome to this brand-new 2025 single-story home located on Kemper Ave in Adelanto. This thoughtfully designed home features a functional and well-balanced layout, offering comfortable living spaces ideal for modern lifestyles. The open and functional floor plan is ideal for modern living, featuring spacious living areas and comfortable bedroom sizes. Additional features include a tile roof, dual-pane windows, a tankless water heater, and possible RV parking. Located within the Victor Valley Union School District, this home offers a great opportunity for homeowners or investors seeking new construction in a growing High Desert community. Conveniently located near local schools, shopping, and major roadways. A great opportunity to own a newly built home with room to grow. Potential grant assistance available for qualified buyers, ask for details.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Deanna Vela · eXp Realty of Southern California Inc
Payment estimate
$3,494
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,980 · Loan: $413,820
- Principal & Interest
- $2,543
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $16,093 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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