PendingSingleFamilyResidence

1015 N Joyce

Rialto, CA, 92376

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$450,000

MLS: IG26060848

Beds

3

Baths

2

Sq Ft

1,478

Lot

0.25 ac

Year Built

1958

MLS #

IG26060848

Days on Market

23

Listed

Mar 26, 2026

Description

INVESTORS, No assignments please, Great opportunity in the desirable Rialto! This single-story home offers 3 bedrooms, 2 bathrooms, and approximately 1,478 sq ft of living space on a 10,700 sq ft lot. The property needs some TLC, but has tons of potential for a buyer willing to roll up their sleeves. Ideal for an investor or homeowner looking to renovate and make it their own. Features include a spacious floor plan, a large backyard, and a pool. Conveniently located near schools, shopping, parks, and freeway access. Don’t miss this chance to bring your vision to life and unlock this home’s full potential!

Location

Rialto, San Bernardino County, CA 92376

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Listed by: Jose Vasquez-Tafur · JWillian Realty

Payment estimate

$3,460

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,523
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.