1016 Camino Vera Cruz
Camarillo, CA, 93010
$1,390,000
MLS: V1-35625
Beds
5
Baths
3
Sq Ft
2,853
Lot
0.18 ac
Year Built
1997
MLS #
V1-35625
Days on Market
4
Listed
Apr 15, 2026
Description
Welcome to 1016 Camino Vera Cruz -- A Stunning Home in Desirable Vista Las Posas.Tucked into the highly desirable Vista Las Posas neighborhood, this beautiful 5-bedroom, 3-bathroom home has been thoughtfully updated and is truly move-in ready. New carpet upstairs, elegant travertine flooring through the main living areas, and classic plantation shutters throughout give the home a warm, finished feel from the moment you walk in.The open kitchen is the kind you actually want to cook in -- generous counter space, plenty of cabinetry, and a layout that flows naturally into the living and dining areas. With five bedrooms, there's room to grow, host, or finally have that dedicated home office. The backyard boasts Apricot, Olive, Pomegranite and Kumquat and Fig Trees, Vinyl Fence and Iron gates. Good size side yard, enough for RV parking if desired. Large 3 car garage is an amazing bonus for extra storage or workshop.The location is hard to beat. Lokker Park is just around the corner, and the Ventura Boulevard dining corridor puts some of the area's best restaurants within easy reach -- Lure Fish House, Wood Ranch, Finney's Crafthouse, Latitude 34, Rosa Madera, Ric's Restaurant and more. The Camarillo Premium Outlets are just minutes away, offering hundreds of designer stores and great dining all in one spot. Add in top-rated Pleasant Valley schools, quick 101 freeway access, and one of Camarillo's most established and beloved neighborhoods, and you have a home that's as well-located as it is beautiful.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Dawn Knowles · Y Realty
Payment estimate
$9,956
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,000 · Loan: $1,251,000
- Principal & Interest
- $7,686
- Property tax (1.25%)
- $1,448
- Homeowners insurance
- $300
- Mortgage insurance
- $521
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $48,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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