1017 Pearl Street E
Santa Monica, CA, 90405
$1,049,000
MLS: 25618021
Beds
3
Baths
2
Sq Ft
1,422
Lot
0.15 ac
Year Built
1978
MLS #
25618021
Days on Market
159
Listed
Nov 13, 2025
Description
Tucked away on a quiet street in Sunset Park, this 3BR/2BA townhome offers exceptional privacy at the rear of a five-unit building just minutes from the beach. The main level features a light-filled remodeled kitchen with stainless steel appliances, an open dining area, and a generous living room with a gas fireplace. Two bedrooms, each with its own updated ensuite bath, open to a welcoming balcony - perfect for morning coffee or an evening unwind. Upstairs, a third bedroom and airy loft-style family room provide flexible space for an office, studio, or playroom. This versatile upper level flows out to a spectacular 500+ SF rooftop patio with sweeping city views - ideal for entertaining and enjoying the ocean breezes. Additional highlights include in-unit laundry, a dedicated storage area in front of the gated two-car tandem parking, tile floors, recessed lighting, skylights, and an adaptable open floor plan to suit a variety of lifestyles. All this in a prime Santa Monica location - just ten blocks from the beach and close to acclaimed restaurants like Pasjoli, Ghisallo, Cobi's, Lares, Crudo e Nudo, Tre Mani, Capo, Fitoor, Layla's Bagels, and Jyan Isaac Bread. A rare Westside find - stylish, private, and full of potential. Come see this hidden gem and imagine the life you'll create here.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: John Kostrey · Nourmand & Associates-HW
Payment estimate
$7,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,900 · Loan: $944,100
- Principal & Interest
- $5,801
- Property tax (1.25%)
- $1,093
- Homeowners insurance
- $300
- Mortgage insurance
- $393
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $36,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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