102 Erin Drive
Needles, CA, 92363
$190,000
MLS: IG25265671
Beds
3
Baths
3
Sq Ft
1,321
Lot
0.12 ac
Year Built
1955
MLS #
IG25265671
Days on Market
35
Listed
Nov 24, 2025
Description
Welcome to this inviting 2-bedroom, 2-bathroom home in the heart of Needles, CA—featuring a bonus 3rd bedroom/workshop and an additional full bathroom located at the back of the detached garage. This home offers an eat-in kitchen, a comfortable living room, and a separate family room, providing ample space for everyday living and entertaining. Large windows fill the main living areas with natural light, creating a bright and cheerful atmosphere. Enjoy outdoor living in the fully fenced yard, perfect for pets, gatherings, or relaxing in your own space. The home includes central A/C and heating for year-round comfort. The attached garage features a dedicated laundry room and generous storage, while the detached garage with workshop and full bath provides flexible options for guests, hobbies, or additional workspace. Additional highlights include covered carports and ample parking. Conveniently located near shopping, schools, and freeway access, this property blends comfort, versatility, and a prime location.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Susan Schiveley · Innovative Property Solutions
Payment estimate
$1,620
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $171,000
- Principal & Interest
- $1,051
- Property tax (1.25%)
- $198
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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