ActiveSingleFamilyResidence

102 Erin Drive

Needles, CA, 92363

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$190,000

MLS: IG25265671

Beds

3

Baths

3

Sq Ft

1,321

Lot

0.12 ac

Year Built

1955

MLS #

IG25265671

Days on Market

35

Listed

Nov 24, 2025

Description

Welcome to this inviting 2-bedroom, 2-bathroom home in the heart of Needles, CA—featuring a bonus 3rd bedroom/workshop and an additional full bathroom located at the back of the detached garage. This home offers an eat-in kitchen, a comfortable living room, and a separate family room, providing ample space for everyday living and entertaining. Large windows fill the main living areas with natural light, creating a bright and cheerful atmosphere. Enjoy outdoor living in the fully fenced yard, perfect for pets, gatherings, or relaxing in your own space. The home includes central A/C and heating for year-round comfort. The attached garage features a dedicated laundry room and generous storage, while the detached garage with workshop and full bath provides flexible options for guests, hobbies, or additional workspace. Additional highlights include covered carports and ample parking. Conveniently located near shopping, schools, and freeway access, this property blends comfort, versatility, and a prime location.

Location

Needles, San Bernardino County, CA 92363

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Listed by: Susan Schiveley · Innovative Property Solutions

Payment estimate

$1,620

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $171,000

%
Principal & Interest
$1,051
Property tax (1.25%)
$198
Homeowners insurance
$300
Mortgage insurance
$71
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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