1020 Heritage Trail
Big Bear City, CA, 92314
$1,895,000
MLS: OC26047832
Beds
4
Baths
5
Sq Ft
4,136
Lot
1.27 ac
Year Built
2015
MLS #
OC26047832
Days on Market
13
Listed
Apr 9, 2026
Description
Stunning, custom, Luxury Lodge-style home on 1.27 private, forested acres, in sought-after Meadowbrook Estates. Built in 2015, this pristine 4,136 sq ft residence offers 4 to 5 bedrooms, 4.5 baths with an expansive deck and entertainment level featuring a game room, bar and 8 seat Theater room. Upon Entry, your eyes will gaze to vaulted wood-beamed ceilings, a wall of floor-to-ceiling windows capturing the peaceful forest views, and a massive rock wall fireplace, creating a grand Lodge style gathering space ideal for entertaining and relaxation. A gourmet chef’s kiss kitchen features Thermador appliances, natural-edge granite countertops, two dishwashers, double ovens, wine fridge, casual bar height seating, and a giant walk-in pantry. The open concept floorplan flows seamlessly to the outdoor Trex deck. Serene Forest views and the peaceful sounds of nature are the backdrop to this magnificent home. Retreat to two spacious primary suites adorning separate wings of the home—each with spa-inspired en suite baths and private deck access. After a day at the lake or on the slopes the soaking tubs with sky and tree top views offer the ideal escape. Upstairs a dedicated entertainment wing is the place for fun. Get a little competitive in the game room. Enjoy a cocktail and chat at the wet bar equipped with a wine fridge and dishwasher. Or... cozy up with snacks and a blanket in your 8-seat theater room with reclining chairs, projector, and sound system. The flex space of the entertainment wing with it’s full bath can double as additional guest quarters and the theater room can easily convert to a spacious 5th bedroom/bunkhouse if desired. Enjoy outdoor living on the expansive Trex deck with panoramic forest views—ideal for dining, relaxing, stargazing and roasting marsh mellows. Spot wildlife and soak in nature as you wander your acreage down to the seasonal stream. Additional features include: 3-car garage with EV charger, custom murals, and high ceilings, central A/C, Wi-Fi thermostats, surround sound, security system, extra large laundry/mudroom, and central vacuum. A long driveway is perfect for boats/toys or RV. Nearly all furnishings are included, making this masterpiece more than move-in ready. Ideal as a primary home, luxury vacation getaway, or income-producing rental/Air BNB. Currently licensed and with excellent management in place. This truly unique custom home has everything you've dreamed of. Create lasting memories in this magical mountain escape.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Traci Joseph · Realty One Group West
Payment estimate
$13,463
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,500 · Loan: $1,705,500
- Principal & Interest
- $10,479
- Property tax (1.25%)
- $1,974
- Homeowners insurance
- $300
- Mortgage insurance
- $711
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $66,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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