1021 12th Street 203
Santa Monica, CA, 90403
$675,000
MLS: 26841013
Beds
1
Baths
1
Sq Ft
804
Lot
0.34 ac
Year Built
1972
MLS #
26841013
Days on Market
15
Listed
Jun 1, 2026
Description
Completely renovated and move-in ready, this impressive one-bedroom condo offers an expansive 804 square feetremarkably spacious for its class. Ideally situated just two blocks from Montana Avenue and one block from Wilshire Boulevard, residents enjoy effortless access to premier dining, charming cafs, specialty markets, and boutique shopping.Bathed in natural light from its desirable southwest exposure, the home features an airy, open feel throughout. Recent upgrades include stunning new vinyl plank flooring, fresh interior paint, updated electrical outlets and switches, and refined custom hardware. The generously sized primary bedroom boasts ample closet space, complemented by a large built-in hallway cabinet perfect for linens and additional storage. Meticulously maintained and thoughtfully updated, this immaculate residence is a standout opportunity. Building allows for installation of an in-unit washer and dryer, subject to buyer verification of HOA requirements and installation specifications.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Stace Valnes · Create
Payment estimate
$5,566
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,500 · Loan: $607,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,848
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
- HOA dues
- $462
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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