ActiveCondominium

10220 De Soto Avenue 11

Chatsworth, CA, 91311

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$515,000

MLS: 226000997

Beds

2

Baths

2

Sq Ft

926

Lot

1.50 ac

Year Built

1986

MLS #

226000997

Days on Market

24

Listed

Mar 4, 2026

Description

5.875% VA Assumable Loan Opportunity for Military Buyers! Welcome to this beautifully updated 2-bedroom, 2-full bathroom condo offering 926 sqft of comfortable and stylish living space in the heart of Chatsworth. The thoughtfully upgraded kitchen features elegant quartz countertops, a breakfast bar, recessed lighting, waterproof laminate flooring throughout, and newer stainless steel appliances, creating a modern and inviting space perfect for everyday living or entertaining. The open layout flows seamlessly into the living area and extends to a private balcony, ideal for relaxing or enjoying your morning coffee. This home includes central AC and heat, in-unit Maytag washer and dryer, and the Frigidaire refrigerator is included, making it truly move-in ready. Each unit also benefits from a private storage area for additional convenience. Residents enjoy the amenities of a gated community with a sparkling pool, spa, and shared garage parking. Ideally located near shopping, restaurants, and everyday conveniences, this home also offers easy access to major freeways and the greater Los Angeles area. With the 2028 Los Angeles Summer Olympics bringing events throughout the region, including the San Fernando Valley, this location places you within reach of future world-class entertainment and investment growth. This stunning condo offers the perfect combination of location and lifestyle.

Location

Chatsworth, Los Angeles County, CA 91311

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Listed by: Jennifer Lindsey · The ONE Luxury Properties

Payment estimate

$3,877

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500

%
Principal & Interest
$2,848
Property tax (1.25%)
$536
Homeowners insurance
$300
Mortgage insurance
$193
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chatsworth home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Chatsworth property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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