$999,000
Original list price: $1,159,000
MLS: SB26049654
Beds
3
Baths
1
Sq Ft
1,066
Lot
0.13 ac
Year Built
1951
MLS #
SB26049654
Days on Market
100
Listed
Mar 6, 2026
Description
The perfect entry for first-time buyers into highly coveted Torrance Gardens! If you are looking for a true "move-in ready" home that combines classic South Bay charm with absolute peace of mind, this is it. This beautifully maintained 3-bedroom home takes the stress out of your first purchase with thousands of dollars in hidden, high-ticket upgrades already done for you: a solid roof, dual-pane energy-efficient windows, central heating/AC, and an updated sewer line to the sidewalk. Step inside to find plantation shutters, a classic 3-bedroom layout, and a delightful secret—original, pristine hardwood floors waiting just beneath the carpeting! Need a dedicated home office, a fitness space, or a casual hangout? The sun-drenched enclosed patio provides brilliant, versatile bonus square footage not counted in the official baseline. The low-maintenance backyard is your own private oasis, custom-built for weekend entertaining with a massive covered patio setup featuring electric privacy shades and an outdoor TV mount. Plus, the separate detached bonus structure with electricity is perfect for a creative studio, woodworking, or incredible extra storage. Located in the award-winning Torrance Unified School District and just minutes from Del Amo Fashion Center, vibrant local dining, highly rated medical facilities and the beach. Stop renting and start building equity in the heart of Torrance!
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: John Briscoe · Estate Properties
Payment estimate
$7,410
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,695
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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