1025 2nd Street
Hermosa Beach, CA, 90254
(No pictures available yet)
$1,298,900
MLS: 26830469
Beds
3
Baths
1
Sq Ft
680
Lot
0.08 ac
Year Built
1923
MLS #
26830469
Days on Market
2
Listed
May 8, 2026
Description
Welcome to this delightful beach cottage tucked into one of Hermosa Beach's most sought-after neighborhoods. Perched in the Hill Section at a higher elevation than the Sand Section below, this home offers the best of both worlds: a peaceful, residential retreat to unwind, with the soul of a true beach community just minutes away. Situated on 2nd Street a lovely one-way street you'll enjoy noticeably less congestion and easier parking than you'd find closer to the sand, all while still being walking distance to Pacific Coast Highway, the Redondo Beach Pier, and the energy of downtown Hermosa Beach with its restaurants, cafes, and shops. Peek-a-boo ocean views from the front yard set the tone the moment you arrive. Fresh curb appeal continues with an elegant paver driveway. Step inside to find recessed lighting, laminate flooring throughout, and a cozy fireplace stove in the living room perfect for cool South Bay evenings. The renovated kitchen features updated cabinetry, a stylish backsplash, quartz countertops, and a charming antique white stove the kind of character detail that makes a beach cottage feel like home. The updated bathroom completes the interior refresh. The main bedroom has carpet underfoot for added comfort. Property is on title as a 3 bed/1 bath and shows as 2 bed/1 bath (buyer to verify). Step outside to your private backyard retreat, complete with hardscape and turf; low maintenance and ready to enjoy. A detached one-car garage rounds out this sweet coastal gem. Whether you're looking for your primary residence, a weekend beach escape, or a savvy South Bay investment this property is a great find in a city where properties don't last long.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Erica Walden · Compass
Payment estimate
$9,537
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,890 · Loan: $1,169,010
- Principal & Interest
- $7,397
- Property tax (1.25%)
- $1,353
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $45,462 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Hermosa Beach, CA 90254 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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