10285 E Belcher
Downey, CA, 90242
$659,000
MLS: DW26073190
Beds
4
Baths
2
Sq Ft
1,331
Lot
0.12 ac
Year Built
1954
MLS #
DW26073190
Days on Market
4
Listed
Apr 6, 2026
Description
Discover a rare opportunity to renovate and customize a home in one of Downey’s most sought after neighborhoods. Situated on a generous lot, 10285 Belcher St. is a major fixer upper being offered for cash only. This property is the perfect canvas for investors, flippers, or savvy buyers looking to build sweat equity in a high demand area. The home features a functional layout that awaits your modern touch. While the property requires significant work, its location and potential value make it a standout choice for those with a vision
Location
Downey, Los Angeles County, CA 90242
Open on Google Maps ↗Listed by: Lourdes Moraga · Lourdes Moraga
Payment estimate
$4,878
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,900 · Loan: $593,100
- Principal & Interest
- $3,644
- Property tax (1.25%)
- $686
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $23,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90242 (Downey) within ±10% of this home's price and size.
Local Market Stats
See Downey, CA 90242 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.