10292 Kern
Hesperia, CA, 92345
$473,000
MLS: IV26077979
Beds
3
Baths
2
Sq Ft
1,292
Lot
0.44 ac
Year Built
1984
MLS #
IV26077979
Days on Market
9
Listed
Apr 10, 2026
Description
This is an absolutely Turn Key home. It's in immaculate condition. Upgrades everywhere you look. Kitchen, flooring, bathrooms, Landscaping, Pool upgrades. Large lot with RV access. Enclosed patio as a work out room. Fencing, enclosed front yard. You will not be disappointed when you walk into this gem of a home. You want (Pride of Ownership) Here it is. And it can be yours. This home will not last!!!
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: RUDY ESCALERA · HOMESMART KEY REALTY
Payment estimate
$3,586
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,300 · Loan: $425,700
- Principal & Interest
- $2,616
- Property tax (1.25%)
- $493
- Homeowners insurance
- $300
- Mortgage insurance
- $177
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $16,555 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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