103 Yellow Birch Lane
Piru, CA, 93040
$639,990
MLS: V1-33583
Beds
3
Baths
3
Sq Ft
1,935
Lot
0.06 ac
Year Built
2025
MLS #
V1-33583
Days on Market
130
Listed
Nov 30, 2025
Description
New Construction! Quick Move-in! Loads of upgrades! Don't miss this limited-time opportunity to own a beautifully upgraded, energy-efficient home with built-in savings and sustainability. Slow down, take a deep breath and experience a true sense of place. Finch Ranch, located in Ventura County's Piru, is a new neighborhood where residents can relax, stay, play, gather and enjoy the many comforts and inspirations of home. With the charm of the local Piru neighborhood and the celebration of culture, authenticity and community. Finch Ranch offers a secluded getaway and a return to nature's tranquility. A sanctuary, shielded from the hustle and bustle of modern living. It is where you can listen to the music of leaves and the wind in the trees. It is where the chorus of raindrops becomes a symphony. It is where you can take in the true sense of the soil as it embraces each new season. Celebrating nature, the joy of family, friends and a life well made.The timeless design of the 3 bedroom/2.5 bath Plus Loft - Saguaro Plan 2- is the perfect space for experiencing all that life and the comforts of home have to offer. The highlight of this home is the welcoming family room with adjacent kitchen and dining room. A wonderful space for hosting and sharing time with family and friends. Upstairs you'll find a central loft offering flexible living space to meet your unique needs, Laundry room, two bedrooms sharing a full bathroom with dual sinks and private shower area. The primary suite offers the ultimate comfort with private bathroom that includes double sinks and walk-in closet.All Electric Home - Solar / Battery System LeaseOwning a New Home is a novel of single chapters, written by each day lived, and a lifetime of experiences, and memories in the making. Begin your story at Finch Ranch, a Planned Development
Location
Piru, Ventura County, CA 93040
Open on Google Maps ↗Listed by: Cynthia Kerr · Williams Homes Inc
Payment estimate
$4,746
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,999 · Loan: $575,991
- Principal & Interest
- $3,539
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Piru home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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