1030 Ilena Street
Oxnard, CA, 93030
$550,000
MLS: SR26046706
Beds
2
Baths
1
Sq Ft
830
Lot
0.14 ac
Year Built
1949
MLS #
SR26046706
Days on Market
5
Listed
Mar 12, 2026
Description
Welcome to 1030 Ilena St in Oxnard, a charming home that has been lovingly cared for by the same family for many years. Now the opportunity has come for a new owner to bring their vision and make it their own. This 2 bedroom, 1 bathroom home sits on a generous lot with endless possibilities. Inside, you'll find a bright and inviting living space filled with natural light, an open dining area, and a functional kitchen featuring updated cabinetry and ample counter space. The home has been recently painted and features plantation shutters on all windows, adding both style and privacy throughout the home. Both bedrooms are well sized and the home features an indoor laundry area for added convenience. The spacious backyard offers plenty of room for gardening, entertaining, or future expansion. Conveniently located in an established Oxnard neighborhood, the home is just minutes from local parks, schools, shopping, and dining. Enjoy easy access to the beaches of Channel Islands Harbor and Oxnard’s beautiful coastline, downtown Oxnard, the Oxnard Performing Arts and Convention Center, and popular shopping and entertainment at The Collection at RiverPark. Commuters will also appreciate quick access to major routes connecting to Ventura, Santa Barbara, and Los Angeles. With no HOA and no Mello Roos, this property is full of potential for first time buyers, investors, or anyone looking to customize a home to their taste. A wonderful opportunity to own a home with character, space, and room to grow.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Nesrin Karam · RE/MAX of Santa Clarita
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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