1031 Prospect
San Gabriel, CA, 91776
$1,399,000
MLS: AR26129496
Beds
5
Baths
4
Sq Ft
2,420
Lot
0.18 ac
Year Built
1941
MLS #
AR26129496
Days on Market
3
Listed
Jun 13, 2026
Description
Rare owner-user opportunity with income potential in the desirable San Gabriel Village neighborhood. Based on Seller source: approximately 2,420 square feet of usable space consisting of a 3bd/2ba main residence (1,400 sqft), 1bd/1ba enclosed patio conversion area (700 sqft), and detached 1bd/1ba granny flat (320 sqft). Public records reflect 4bd, 2ba at 1,634 sqft. Buyer to independently verify square footage, permits, uses, and legal status of all improvements. Whether used for extended family, multigenerational living, guest accommodations, a home office, or supplemental income, the additional living areas provide flexibility that is difficult to find in today's market. Conveniently located near San Gabriel High School, Almansor Park, and the popular Valley Boulevard dining and shopping corridor. A unique opportunity to enjoy homeownership while offsetting housing expenses with rental income. Main House: $3,300/mon | Enclosed Patio: $1,700/mon | Granny Flat: $0.00 ($1,300 in the past)
Location
San Gabriel, Los Angeles County, CA 91776
Open on Google Maps ↗Listed by: James Kuang · Standard Prosperity
Payment estimate
$10,257
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,975
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Gabriel home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Gabriel, CA 91776 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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