Under ContractCondominium

1031 S Palmetto S8

Ontario, CA, 91762

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$460,000

MLS: IV25250447

Beds

2

Baths

3

Sq Ft

1,107

Lot

0.03 ac

Year Built

1984

MLS #

IV25250447

Days on Market

146

Listed

Nov 7, 2025

Description

Discover modern comfort and style in this beautifully refreshed 2-bedroom, 2.5-bath townhome located in the desirable Park Vista community. Offering 1,107 square feet of well-designed living space, this home blends bright contemporary updates with everyday functionality. Enjoy fresh interior paint throughout and a vaulted ceiling that enhances the home’s airy, open-concept design. The spacious living room features a cozy fireplace, recessed lighting, and sliding glass doors that open to a private patio with serene greenbelt views—perfect for relaxing or entertaining. The modern kitchen offers ample cabinet storage, generous counter space, and a convenient layout that flows seamlessly into the dining and living areas. Upstairs, you'll find two private bedroom suites. The primary suite includes a walk-in closet and full bath. The secondary suite offers its own ensuite bathroom with shower, a standard closet, and an additional storage closet for convenience. Additional features include:• Downstairs guest powder room,• Direct-access attached 2-car garage,• Private patio with greenbelt backdrop, • Fresh interior paint,• Vaulted ceilings & recessed lighting. Residents of Park Vista enjoy beautifully maintained grounds, a sparkling community pool, relaxing spa, and HOA-provided water and trash services. This turn-key home combines comfort, convenience, and a welcoming community setting—ideal for both first-time buyers and commuters.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: KATHERINE JOHNSON · FIRST TEAM REAL ESTATE

Payment estimate

$3,495

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000

%
Principal & Interest
$2,544
Property tax (1.25%)
$479
Homeowners insurance
$300
Mortgage insurance
$173
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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