ActiveSingleFamilyResidence

1034 Gian Drive

Torrance, CA, 90502

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$985,000

MLS: 26658393

Beds

3

Baths

2

Sq Ft

1,542

Lot

0.10 ac

Year Built

1977

MLS #

26658393

Days on Market

31

Listed

Mar 13, 2026

Description

Spacious single-story 3-bed, 2-bath home situated on a corner lot within a quiet double cul-de-sac neighborhood in Torrance. This well-maintained residence offers a serene setting with a private patio backyard ideal for everyday living and entertaining. Recent upgrades include double-pane windows, a new water heater, upgraded electrical panel, and polyurethane water lines. Conveniently located near a local school and neighborhood amenities, this home presents a great opportunity for comfortable living in an established community.

Location

Torrance, Los Angeles County, CA 90502

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Listed by: Danielle Edney · Chase Skye Realty Group

Payment estimate

$7,142

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $98,500 · Loan: $886,500

%
Principal & Interest
$5,447
Property tax (1.25%)
$1,026
Homeowners insurance
$300
Mortgage insurance
$369
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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