1037 H Lane
Big Bear City, CA, 92314
$544,000
MLS: 26639685
Beds
3
Baths
2
Sq Ft
2,320
Lot
0.15 ac
Year Built
1985
MLS #
26639685
Days on Market
87
Listed
Jan 17, 2026
Description
Welcome to a true Big Bear escape that feels like you accidentally found the "keep this place a secret" side of the mountains. Tastefully updated with a warm, luxury-rustic vibe, the home is wrapped in oversized wood decks where your morning coffee comes with forest-and-mountain views plus the fields below where you'll often spot people riding horseback (yes, it's that peaceful and cinematic). And because this is the mountains in the best way, the wildlife is part of the daily show: wild burros wandering through, chipmunks and squirrels scurrying about, all kinds of birds, and yes, even the occasional bear can be spotted safely from the deck. Inside, the magic hits immediately: shiplap vaulted ceilings that soar double-high, massive windows and sliders that flood the home with natural light, and a large wood-burning fireplace that turns every winter night into a postcard. The open floor plan keeps the home airy, social, and functional perfect for entertaining big groups without anyone feeling tucked away. Whether you're hosting a holiday weekend, after-ski hang, or summer BBQ, this layout was made for people to gather, spread out, and still feel connected.The updated kitchen anchors the main level and flows seamlessly into the living and dining areas, so the cook is never banished to a separate room (a true crime in vacation homes). It's the kind of space where everyone ends up congregating anyway snacks on the counter, music on, fireplace going, and those views always doing the heavy lifting. Up above, the loft adds maximum flexibility and can absolutely function as a 4th bedroom ideal for extra guests, a work-from-the-mountains setup, a play space, or a cozy sleep zone that still feels connected to the great room below.Step outside and breathe it in pine trees all around, crisp mountain air that actually smells good, and the kind of calm you can't replicate in the city. And location-wise, you get the best of Big Bear without the touristy chaos: minutes to the slopes, Big Bear Lake, the Village, and the airport, yet tucked into a quieter pocket where the loudest thing is usually the wind in the trees.This property has also been a very successful vacation rental thanks to its charm, design, and "mountain getaway" feel the kind of place guests don't want to leave and always try to rebook. Bonus: there's a large room on the garage level that was already in the process of being converted into a second unit. Plumbing and electrical are right there, so you can take it whichever direction fits your vision: guest suite, game room, theater, studio, or income potential. There's also ample space on the lot to park an RV or a boat trailer, plus plenty of room for guests the lot can easily accommodate 5 cars, and potentially up to 12 when you really need the extra parking. Furniture can convey with the property if the buyer chooses, making this an easy, turnkey escape from day one. If you've been looking for a home that delivers views, comfort, style, and the flexibility to fit your lifestyle (and your guest list), 1037 H Lane is the one.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Thomas Struckhoff · Compass
Payment estimate
$4,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,400 · Loan: $489,600
- Principal & Interest
- $3,008
- Property tax (1.25%)
- $567
- Homeowners insurance
- $300
- Mortgage insurance
- $204
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $19,040 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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