1040 Dover Lane
Ventura, CA, 93001
$1,749,500
MLS: V1-33628
Beds
2
Baths
2
Sq Ft
1,080
Lot
0.08 ac
Year Built
1955
MLS #
V1-33628
Days on Market
110
Listed
Dec 18, 2025
Description
One block from the sand, this refined coastal retreat captures the essence of elevated beach living--where modern luxury meets the laid-back rhythm of the coast. Located just 11 homes from the shoreline, 1040 Dover Lane offers a rare blend of thoughtful design, turnkey condition, and effortless seaside lifestyle. Reimagined from the walls in between 2018-2021 with all permits finalized, this single-level residence was crafted with intention, quality, and flow in mind. The open-concept living, dining, and kitchen areas are filled with natural light and cooled by gentle ocean breezes from the west, creating an inviting space that feels both airy and grounded. At the heart of the home, the designer kitchen anchors everyday living and entertaining alike. Custom cabinetry, white quartz countertops, a waterfall-edge island, and classic subway tile set a timeless backdrop, while the professional Thermador stainless steel gas range and hood elevate the space. A custom sea-inspired tile backsplash adds a subtle pop of iridescent color--an understated nod to the home's coastal setting. Beamed ceilings in the living room and primary suite add warmth and architectural character, enhancing the home's relaxed surf-town aesthetic. Dual-pane windows throughout, including select jalousie-style windows, invite fresh air and frame peaceful backyard views.The primary suite is a serene retreat, featuring a spa-inspired bathroom with heated floors, a freestanding soaking tub, walk-in shower with frameless glass, and dual-sink vanity. High clerestory windows above the vanity flood the space with natural light while maintaining privacy. A walk-in closet and direct access to the backyard complete the suite, offering seamless indoor-outdoor living. Step outside to a private, fenced backyard designed for easy enjoyment--perfect for outdoor dining, evenings around the firepit, gardening, or simply unwinding after a day at the beach. Low-maintenance landscaping keeps weekends carefree. A rare find this close to the coast, the property offers parking for up to three vehicles in the driveway, in addition to a single-car garage currently used for storage and laundry, ideal for surfboards, bikes, and beach gear. The front patio area can easily be converted back to garage parking if desired. An additional storage space with electrical service at the end of the driveway adds even more flexibility.Turnkey, extensively upgraded, and ideally located near walkable restaurants, parks etc.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Deborah Downey · LIV Sotheby's International
Payment estimate
$12,453
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $174,950 · Loan: $1,574,550
- Principal & Interest
- $9,674
- Property tax (1.25%)
- $1,822
- Homeowners insurance
- $300
- Mortgage insurance
- $656
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $61,233 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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