PendingSingle Family Residence

10409 Redwood Boulevard

California City, CA, 93505

1 / 19View all 19 photos

$239,999

MLS: 26000045

Beds

3

Baths

2

Sq Ft

1,238

Lot

0.17 ac

Year Built

1991

MLS #

26000045

Days on Market

85

Listed

Feb 27, 2026

Description

Great condition ready to move in, with remodeled bathroom and kitchen and excellent back yard with RV access, central heating and economic mini split aircondition

Location

California City, Kern County, CA 93505

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Listed by: Xiomara Garcia · Kasa Homes Realty

Payment estimate

$1,917

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $24,000 · Loan: $215,999

%
Principal & Interest
$1,327
Property tax (1%)
$200
Homeowners insurance
$300
Mortgage insurance
$90
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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