ActiveSingleFamilyResidence

1041 Balsamo Avenue

Simi Valley, CA, 93065

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$1,165,000

MLS: 225005571

Beds

4

Baths

3

Sq Ft

2,445

Lot

0.20 ac

Year Built

1965

MLS #

225005571

Days on Market

135

Listed

Nov 10, 2025

Description

Welcome to this beautifully updated 4-bedroom, 3-bathroom tri-level home nestled in one of Simi Valley's most desirable and family-friendly neighborhoods. Offering a perfect blend of comfort, style, and functionality, this spacious home is ideal for both relaxing and entertaining.Step inside to find a bright and inviting floor plan featuring an updated kitchen with modern finishes, stainless steel appliances, and plenty of cabinet space. The living and dining areas create a warm atmosphere, enhanced by abundant natural light and tasteful upgrades throughout.Upstairs, you'll find 3 generous bedrooms, including a comfortable primary suite with a private bathroom. Downstairs offers a versatile family room and an additional bedroom and bath -- perfect for guests, a home office, or a playroom.The backyard is a true retreat, featuring a freshly re-plastered swimming pool, ideal for enjoying California's sunny days. The freshly painted exterior and no ugly power lines adds to the home's charming curb appeal, while the updated bathrooms and modernized kitchen ensure move-in readiness.Located on a quiet street in a well-established community, this home is close to top-rated schools, parks, shopping, and dining -- offering both convenience and tranquility.Highlights: 4 spacious bedrooms, 3 updated bathrooms Tri-level layout with multiple living areas Updated kitchen with modern finishes Freshly painted exterior Re-plastered sparkling pool Quiet, family-friendly neighborhoodDon't miss the opportunity to make this beautiful Simi Valley home your own!

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Marcus Naulin · Marcus Naulin Broker

Payment estimate

$8,393

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $116,500 · Loan: $1,048,500

%
Principal & Interest
$6,442
Property tax (1.25%)
$1,214
Homeowners insurance
$300
Mortgage insurance
$437
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $40,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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