10416 Peach Avenue
California City, CA, 93505
$280,000
MLS: SR26079171
Beds
3
Baths
2
Sq Ft
1,305
Lot
0.23 ac
Year Built
1990
MLS #
SR26079171
Days on Market
8
Listed
Apr 14, 2026
Description
Welcome home, to a warm and open floor plan. Both the kitchen and bathrooms have been updated, offering modern fixtures and finishes for added comfort and style. The kitchen includes an eat-in area, perfect for casual dining and family gatherings. Newer flooring runs throughout the home. The living room is complemented by a cozy fireplace, making it an ideal spot for relaxation. The property boasts a large, fenced back yard, providing ample space for outdoor activities and privacy. Enjoy desert living about 16 miles from the North entrance of Edwards Air Force Base.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Gail Herrington · Compass
Payment estimate
$2,187
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $252,000
- Principal & Interest
- $1,548
- Property tax (1%)
- $233
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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