Under ContractSingleFamilyResidence

10490 Joshua

Oak Hills, CA, 92344

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$658,000

MLS: CV26049197

Beds

4

Baths

3

Sq Ft

3,007

Lot

2.00 ac

Year Built

2008

MLS #

CV26049197

Days on Market

9

Listed

Apr 11, 2026

Description

Live the High Desert dream — “Experience the High Desert lifestyle on this rare 2-ACRE horse property featuring a charming single-family ranch-style home in Oak Hills. Complete with a 3-CAR GARAGES, and all FURNITURE included,.... this move-in-ready property is perfect for horse enthusiasts, outdoor lovers, or anyone seeking privacy and space. This property offers room for stables, corrals, riding arenas, RVs, and more........ The home is ideally situated to enjoy sweeping mountain and desert views, wide-open skies, and peaceful country living, while still offering convenient access to schools, shopping, and major freeways. .....The expansive lot also provides potential for an ADU, perfect for extended family...... This property combines the best of both worlds — a serene, rural setting with the flexibility to build and expand as you dream. Whether you’re looking to bring your horses, add structures, or simply create your private oasis, this is a rare opportunity to own your own High Desert ranch retreat...... Don’t miss the chance to secure this unique property and make it your personal paradise in Oak Hills!”**

Location

Oak Hills, San Bernardino County, CA 92344

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Listed by: Mario Ayoub · HOMEQUEST REAL ESTATE

Payment estimate

$4,871

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,800 · Loan: $592,200

%
Principal & Interest
$3,639
Property tax (1.25%)
$685
Homeowners insurance
$300
Mortgage insurance
$247
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oak Hills home with as little as 3.5% down using an FHA loan — roughly $23,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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