Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

10522 62 Creek Road

Ojai, CA, 93023

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$1,995,000

MLS: V1-34390

Beds

4

Baths

3

Sq Ft

1,994

Lot

3.84 ac

Year Built

1966

MLS #

V1-34390

Days on Market

44

Listed

Jan 30, 2026

Description

10522, 10542 and 10562 Creek Road. Enjoy peaceful country living surrounded by open land and sweeping valley and mountain views, just minutes from downtown Ojai and Ventura. The residence offers flexible living with four bedrooms and three baths, or three bedrooms with a separate guest suite that has a proven short-term rental history.Set on just under four acres on 3 separate parcels, the property includes county-permitted equestrian facilities with a 5,000-square-foot barn, multiple stalls, riding and training arenas, and tack rooms. The horse facilities are currently leased, providing income with owner use, or may transition to full private enjoyment.

Location

Ojai, Ventura County, CA 93023

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Listed by: Ainsley Hughes · Keller Williams Westlake

Payment estimate

$14,158

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $199,500 · Loan: $1,795,500

%
Principal & Interest
$11,032
Property tax (1.25%)
$2,078
Homeowners insurance
$300
Mortgage insurance
$748
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $69,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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