10532 Wilding
Rancho Cucamonga, CA, 91730
$668,000
MLS: WS26085579
Beds
4
Baths
3
Sq Ft
1,532
Lot
0.02 ac
Year Built
2019
MLS #
WS26085579
Days on Market
0
Listed
Apr 20, 2026
Description
Located at 10532 Wilding, Rancho Cucamonga, CA 91730, this elegantly upgraded DETACHED residence is situated within the highly desirable “The Bungalows” at Terra Vista community, offering the privacy and distinction of a true single-family home with the added benefit of low property taxes and low special assessment—a rare and valuable advantage. Meticulously maintained and presented in near-new condition, the home reflects a refined balance of contemporary design and everyday comfort. The thoughtfully designed floor plan features generous ceiling heights, recessed lighting, and designer ceiling fan fixtures, creating a bright and sophisticated interior. At the center of the home, the kitchen combines modern elegance with exceptional functionality, showcasing shaker-style cabinetry with soft-close detailing, granite countertops with a full-height backsplash, a substantial center island ideal for casual dining or entertaining, and premium stainless steel appliances including a self-cleaning oven. Sliding glass doors open to a private rear courtyard, offering an inviting outdoor retreat and direct access to the detached two-car garage. The upper level features a well-appointed primary suite with dual vanities, granite countertops, a spacious shower, and a generous closet. Additional highlights include a secondary bathroom with a tub-and-shower combination, an upstairs laundry room, and a versatile downstairs den suitable for a private office, guest suite, or additional bedroom. Enhanced with modern efficiencies, the home includes owned solar panels, fiber-ready internet, Amazon Smart Home compatibility, a whole-house fan, and a tankless water heater—providing comfort, sustainability, and long-term value. Residents enjoy access to an impressive array of resort-style amenities, including a contemporary pool and spa, fitness center, sport court, clubhouse, fire pit, and outdoor entertaining areas. Ideally located near Victoria Gardens, with close proximity to premier shopping, dining, entertainment, and major freeways, this residence offers an elevated lifestyle in one of Rancho Cucamonga’s most desirable communities. An exceptional opportunity combining refined living, long-term savings, and prime location.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: YIU KWEI · KW Executive
Payment estimate
$4,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,800 · Loan: $601,200
- Principal & Interest
- $3,694
- Property tax (1.25%)
- $696
- Homeowners insurance
- $300
- Mortgage insurance
- $251
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $23,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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