1056 Willow
Big Bear City, CA, 92314
$417,000
MLS: OC26022741
Beds
2
Baths
1
Sq Ft
1,038
Lot
0.17 ac
Year Built
2022
MLS #
OC26022741
Days on Market
50
Listed
Feb 2, 2026
Description
This is an adorable 3 year old cottage amongst the Pines in the heart of Big Bear City. Walking into this quaint home with engineered hardwood flooring throughout, Great natural Light Pay almost nothing for your electric, as this home is being sold partially furnished and is equipped with fully paid solar, and includes an Electric Car Charging Station. Kitchen has amazing quartz countertops, and a pendant over the breakfast bar. Energy Star appliances are included. Bathroom has tiled shower with upgraded frameless shower door. Home is equipped with washer and dryer interior closet hookups lovely fireplace, central air, vaulted ceilings, with an attached 1 car extra long garage. Fully landscaped with synthetic grass, flower beds, all low maintenance. Sit on the front porch and view the surrounding mountains, enjoying the peace and tranquility of nature. Most furnishings are available.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Samantha Gorrell · Coldwell Banker Realty
Payment estimate
$3,197
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,700 · Loan: $375,300
- Principal & Interest
- $2,306
- Property tax (1.25%)
- $434
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $14,595 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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