10650 N Bank Drive
Ventura, CA, 93004
$925,000
MLS: V1-35117
Beds
4
Baths
3
Sq Ft
2,189
Lot
0.06 ac
Year Built
2018
MLS #
V1-35117
Days on Market
8
Listed
Mar 11, 2026
Description
Modern East Ventura living at its finest! Built in 2018, this beautifully maintained 4 bedroom, 3 bathroom home offers 2,189 sq ft of bright, open living space designed for comfort and entertaining.Step inside to a light-filled open concept layout featuring newer flooring, recessed lighting, and a spacious living area that flows seamlessly into the dining space and chef's kitchen. The stunning kitchen showcases white shaker cabinetry, quartz countertops, INCLUDED stainless steel appliances, Water Drop Tankless Reverse Osmosis water filtration system, a stylish tile backsplash, and a large center island perfect for gathering.A convenient downstairs bedroom and full bath provide ideal flexibility for guests, multigenerational living, or a home office.Upstairs, the expansive primary suite offers a peaceful retreat with a walk-in closet and a spa-inspired en suite bathroom featuring dual vanities and generous storage. Two additional bedrooms share a Jack-and-Jill bathroom, and a dedicated laundry room with storage adds everyday convenience.The backyard is designed for relaxing and entertaining with low-maintenance turf, a beautiful wood deck patio with cafe lighting, and a private spa -- perfect for enjoying Ventura's coastal evenings.Additional highlights include an epoxied garage with built-in storage cabinets, exterior Ring system, Nest Thermostat, and SpringWell Water filtration System. Located in a desirable East Ventura neighborhood with nearby parks, a dog park, and scenic walking paths, this home offers the perfect blend of modern living and outdoor lifestyle.No HOA. No Mello-Roos. This Turn-key property is ready and waiting for you.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Jessica Judd · LIV Sotheby's International
Payment estimate
$6,725
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,500 · Loan: $832,500
- Principal & Interest
- $5,115
- Property tax (1.25%)
- $964
- Homeowners insurance
- $300
- Mortgage insurance
- $347
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $32,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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