Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1066 49th

San Bernardino, CA, 92407

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$190,000

MLS: SW25245847

Beds

2

Baths

1

Sq Ft

1,271

Lot

0.22 ac

Year Built

1980

MLS #

SW25245847

Days on Market

171

Listed

Oct 24, 2025

Description

BUILDER’S SPECIAL -  Unlock the potential of this flat, 9,000+ sqft infill lot located in a rapidly growing pocket of North San Bernardino. Zoned for single or multi-unit development, this site is perfect for a builder looking for their next project in a high-demand rental and resale market. The lot already includes existing slab/foundation areas, utilities alley access, and a layout that allows for efficient site planning. Whether you’re building ADUs, a duplex/triplex, or a modern single-family with additional income units — this is a rare blank canvas. Go Direct, Do not Use Showtime

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Alex Prill · Real Brokerage Technologies

Payment estimate

$1,620

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $171,000

%
Principal & Interest
$1,051
Property tax (1.25%)
$198
Homeowners insurance
$300
Mortgage insurance
$71
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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