10707 Mines Ranch Rd
Victorville, CA, 92392
$680,000
MLS: HD26056979
Beds
4
Baths
2
Sq Ft
3,036
Lot
0.88 ac
Year Built
1994
MLS #
HD26056979
Days on Market
7
Listed
Mar 20, 2026
Description
Move-in ready and built for modern living, this bright single-level home offers 3 beds, 2 baths, a converted 4th bedroom, and a versatile bonus room, plus a separate insulated modular office with power and A/C—perfect for remote work or a private studio. Efficiency and savings are immediate with ~40 paid off solar panels and 2 EV chargers, while comfort and convenience comes from a whole-house audio system, central vacuum, and fire sprinklers throughout. Outdoors, enjoy productive landscaping with many fruit trees, a chicken coop, generous yard space, a block wall on three sides, and secure access via two remote gates—all delivering peaceful rural living yet just minutes from shopping, schools, and daily necessities. Don’t miss this rare combination of sustainability, functionality, and country charm—schedule your private showing today.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Angel Alejandrez · Shirley Ann Bell, Broker
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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