ActiveSingleFamilyResidence

1076 Occidental Circle

Redlands, CA, 92374

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$465,000

MLS: IV25273158

Beds

3

Baths

2

Sq Ft

1,512

Lot

0.03 ac

Year Built

1984

MLS #

IV25273158

Days on Market

114

Listed

Dec 11, 2025

Description

Welcome to this inviting 3-bedroom, 2-bath home located in a well-maintained HOA community in Redlands. Offering great curb appeal and a comfortable layout, this home features a nicely sized front yard and a spacious backyard—perfect for outdoor entertaining, gardening, or simply enjoying the sunshine. Inside, the primary bedroom serves as a relaxing retreat, complete with a walk-in closet and an en suite bathroom that includes a dual “his and hers” vanity and a step-in shower. The two guest bedrooms are generously sized and provide plenty of versatility for family, guests, or a home office. All bedrooms feature soft carpet flooring for added comfort. The light and bright kitchen includes classic white cabinetry, white tile countertops, and an oversized sink, creating a clean and functional cooking space. An attached 2-car garage adds convenience and additional storage. With its practical layout, desirable community setting, and ample outdoor space, this Redlands home is ready to welcome its next owners.

Location

Redlands, San Bernardino County, CA 92374

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Listed by: TYLER HUNGERFORD · KELLER WILLIAMS RIVERSIDE CENT

Payment estimate

$3,530

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500

%
Principal & Interest
$2,571
Property tax (1.25%)
$484
Homeowners insurance
$300
Mortgage insurance
$174
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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