108 W 2nd Street 915
Los Angeles, CA, 90012
$450,000
Original list price: $479,000
MLS: 26637639
Beds
1
Baths
1
Sq Ft
730
Lot
0.44 ac
Year Built
1910
MLS #
26637639
Days on Market
154
Listed
Jan 12, 2026
Description
Welcome to a sublime urban sanctuary nestled in the heart of Los Angeles' vibrant Downtown Historic District. This exquisite 1-bedroom, 1-bathroom loft (open loft) is tailor-made for those embarking on homeownership, work-from-home professionals, retirees seeking city life, and savvy investors, benefiting from one of the few buildings that enjoy the tax savings of the Mill's Act historic tax bill, savings are up to 70%. As you step into this U-shaped loft-style residence, you're greeted by a generous expanse of open and bright living space, accentuated by the gleaming cement floors that give the flat a sleek, modern feel. The vast historic double hung windows not only flood the space with natural light but also provide enchanting views of LA's storied landmarks, inviting the city's charm right into your home. Entertaining and culinary creativity come to life in the upgraded kitchen, where an oversized peninsula offers ample space for meal prep and casual dining. Stainless steel appliances add a touch of elegance and efficiency to your cooking endeavors, ensuring a delightful experience for both the home chef and guests. Location is everything, and this gem is within close distance to a host of urban delights. Immerse yourself in the local culture by exploring nearby galleries, indulge your taste buds in the foodie's paradise, enjoy performances at the music center, or stroll through the serene streets of Little Tokyo. It's more than a home; it's a lifestyle opportunity in one of LA's most sought-after neighborhoods.
Location
Los Angeles, Los Angeles County, CA 90012
Open on Google Maps ↗Listed by: Roxanna Godinez · Compass
Payment estimate
$4,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
- HOA dues
- $714
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Los Angeles, CA 90012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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