ActiveSingleFamilyResidence

10863 Loro Verde

Loma Linda, CA, 92354

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$474,950

MLS: IG26085913

Beds

2

Baths

2

Sq Ft

1,032

Lot

0.02 ac

Year Built

1980

MLS #

IG26085913

Days on Market

0

Listed

Apr 22, 2026

Description

Welcome to this beautifully updated attached single-family residence (PUD) located in the highly desirable Mountain View Gardens community of Loma Linda. Offering 1,032 sq ft, 2 bedrooms, and 2 bathrooms, this home combines thoughtful upgrades with comfort, style, and an unbeatable location. Step inside to find a refreshed interior where, over the course of ownership, the home has been painted and enhanced with smooth ceilings, along with updated flooring throughout. The remodeled kitchen showcases upgraded lower cabinetry and countertops, while the primary suite has been tastefully enhanced with upgraded cabinetry, countertops, and a remodeled shower, creating a clean and modern retreat. Additional improvements include an HVAC system that is less than 6 years old, providing efficient year-round comfort, as well as a completed termite clearance to offer you peace of mind. Enjoy a private outdoor space that has been thoughtfully improved with turf and mulch landscaping, creating a functional and inviting setting for relaxing or entertaining. The property also includes a detached two-car garage, offering convenient parking and additional storage. This home is part of a well-maintained planned development with HOA amenities that include water, trash, and access to resort-style features such as two pools, spa, tennis courts, clubhouse, and beautifully maintained greenbelt areas . Ideally located near Loma Linda University, Loma Linda Medical Center, and the VA Hospital, this home is also within the highly regarded Redlands Unified School District, and offers convenient access to shopping, dining, and major freeways. Just minutes away, Downtown Redlands provides a vibrant atmosphere with charming historic architecture, boutique shopping, restaurants, and year-round community events. This is a rare opportunity to own a move-in ready, upgraded home in one of Loma Linda’s most sought-after communities with close access to everything the surrounding area has to offer.

Location

Loma Linda, San Bernardino County, CA 92354

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Listed by: Khari Washington · 1st United Realty & Mortgage Inc.

Payment estimate

$3,599

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,495 · Loan: $427,455

%
Principal & Interest
$2,626
Property tax (1.25%)
$495
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $16,623 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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