1089 W Pine E
Upland, CA, 91786
$419,900
MLS: OC26030569
Beds
2
Baths
2
Sq Ft
1,023
Lot
0.03 ac
Year Built
1972
MLS #
OC26030569
Days on Market
13
Listed
Feb 12, 2026
Description
Situated in the peaceful Foothill Garden community, this beautifully updated 2-bedroom, 2-bath condo offers the perfect blend of comfort, functionality, and location. Step inside to an inviting open layout with natural light pouring in through upgraded dual-pane windows and sliding glass doors, creating a calm and energy-efficient space. The living and dining areas connect seamlessly to a private patio—ideal for morning coffee or evening unwinding. The primary bedroom features an upgraded bathroom; while the second bedroom has an additional full bath just steps away, making it perfect for guests or a home office. Recent improvements include: upgraded flooring throughout the condo, and fresh paint. You'll also love the convenience of a 2-car detached garage and an HOA that covers water, trash, community landscaping, and includes pool access, and laundry facilities. Centrally located near shopping, dining, great schools, the police station, the Upland Metrolink Station, and major freeways—this is easy, low-maintenance living at its best.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Adam Preston · Grand Avenue Realty & Lending
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,990 · Loan: $377,910
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $14,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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