109 Portal Street
Oak View, CA, 93022
$1,099,000
MLS: V1-35393
Beds
3
Baths
2
Sq Ft
1,714
Lot
0.38 ac
Year Built
1982
MLS #
V1-35393
Days on Market
7
Listed
Mar 25, 2026
Description
Tucked away in one of Oak View's most private and peaceful neighborhoods, this lovingly upgraded 3 bedroom, 2 bath home offers a relaxed country lifestyle with thoughtful modern touches. A gated driveway and fully fenced grounds create a sense of security and freedom, perfect for pets, play, and everyday ease.Inside, the home is warm and inviting, showcasing beautiful wood floors, vaulted ceilings, and an abundance of natural light. The open-concept kitchen has been tastefully remodeled with generous counter space, ample storage, and a seamless flow into the dining area, complete with a cozy fireplace and additional sitting space for gathering. The living room feels both airy and grounded, with built-in shelving and architectural character that enhances the home's charm. The primary suite offers a quiet retreat with dual closets and a well appointed layout.One of the home's standout features is the oversized covered patio. An effortless extension of the living space that invites year round indoor/outdoor living. Whether hosting gatherings, or unwinding with a morning coffee, this versatile space creates the perfect backdrop for relaxed California living.Step outside and experience the true essence of this property. The oversized lot invites you to slow down and enjoy, whether lounging in the chic cowboy pool, tending to raised garden beds, or harvesting from your own established orchard. A remarkable variety of fruit trees, including navel and blood orange, Ojai Pixie tangerine, grapefruit, avocado, peach, nectarine, plum, apple, pomegranate, and lemon, creates a rare farm-to-table lifestyle right at home. Thoughtful landscaping details like river rock pathways, a tranquil water feature, and a charming wood shed add to the property's unique appeal.Perfectly positioned just minutes from Ventura's beaches and Ojai's scenic trails, this home offers the best of both worlds--privacy, nature, and convenience in one special setting.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Kristen Currier · LIV Sothebys Ojai
Payment estimate
$7,934
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
- Principal & Interest
- $6,077
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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