10930 Otis Street
Lynwood, CA, 90262
$820,000
MLS: RS25236712
Beds
2
Baths
1
Sq Ft
924
Lot
0.14 ac
Year Built
1940
MLS #
RS25236712
Days on Market
124
Listed
Oct 10, 2025
Description
Welcome to 10930 Otis Street, a rare investment opportunity in the heart of Lynwood. This property features a Single Family Residence plus an ADU currently under construction, offering excellent potential for added income or multigenerational living. The main home includes 2 bedrooms and 1 bathroom, with a detached 2-bedroom, 1-bath ADU (approx. 632 sq. ft.) ready for completion.( SEE ATTACHED ARCH. PLANS in supplements secc. ) The property is being sold as-is in its current condition, with buyers responsible for obtaining and finalizing all city inspections and permits to complete the ADU construction after close of escrow. Located on a 6,064 sq. ft. lot, the home sits on a quiet residential street just minutes from Imperial Hwy, shopping, schools, and major freeways. Highlights: Duplex zoning with detached ADU (under construction) Separate gas and electric meters Laundry hookups for gas and electric dryers One-car attached garage Close to schools and local amenities Standard Sale (No HOA, No common walls) Note: Solar panels on the property are leased.
Location
Lynwood, Los Angeles County, CA 90262
Open on Google Maps ↗Listed by: Rene Villanueva · Rene VIllanueva, Broker
Payment estimate
$5,996
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,000 · Loan: $738,000
- Principal & Interest
- $4,534
- Property tax (1.25%)
- $854
- Homeowners insurance
- $300
- Mortgage insurance
- $308
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lynwood home with as little as 3.5% down using an FHA loan — roughly $28,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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