10939 Little Lake
Downey, CA, 90241
$950,000
MLS: DW26028818
Beds
4
Baths
2
Sq Ft
1,971
Lot
0.12 ac
Year Built
1996
MLS #
DW26028818
Days on Market
27
Listed
Feb 7, 2026
Description
Welcome to this great family home in the City of Downey. This spacious home was built in 1996 with Wilderness Park right behind it, just a few steps away. This home consist of 4 bedrooms, 2 bathrooms, the upstairs leads you to The Master Suite with lounge, spacious closet and has a wonderful view to the park. There is a cozy fire place in the family room, low maintenance yard, and an unfinished 3rd bathroom. Location is everything with easy access to the 5, 605, and 105 freeways, and close to shopping, dining, schools, parks, and downtown Downey.
Location
Downey, Los Angeles County, CA 90241
Open on Google Maps ↗Listed by: Ludy Merida · Century 21 LOTUS
Payment estimate
$6,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90241 (Downey) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.