1096 Belfast Lane
Ventura, CA, 93001
$5,500,000
MLS: V1-35928
Beds
4
Baths
5
Sq Ft
3,471
Lot
0.08 ac
Year Built
1970
MLS #
V1-35928
Days on Market
20
Listed
Apr 22, 2026
Description
Wake up to the rhythm of the waves and end your days with golden sunsets. Set on 79 feet of premier beachfront, 1096 Belfast Lane captures sweeping vistas of the Pacific Ocean, the Channel Islands, and the iconic Ventura Pier--an ever-evolving seascape that defines the essence of coastal California.Thoughtfully designed with both scale and sophistication in mind, the home offers 4 bedrooms and 4.5 bathrooms, complemented by an expansive lower-level media lounge that easily transitions into a fitness or guest studio. At the heart of the home, the chef's kitchen is elegantly appointed with professional-grade appliances, blending performance with understated luxury.A defining architectural centerpiece, floor to ceiling framed glass showcasing the beach and ocean like a living work of art, dissolving the boundary between interior and exterior while bathing the home in natural light. Multiple view decks and outdoor living spaces invite effortless indoor-outdoor living with direct beach access, ideal for both intimate relaxation and elevated entertaining. An oversized two-car garage and generous driveway provide ample parking for 6 cars.A true sanctuary where every day feels like a vacation.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Sean O'Toole · LIV Sotheby's International
Payment estimate
$39,412
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $550,000 · Loan: $4,950,000
- Principal & Interest
- $31,320
- Property tax (1.25%)
- $5,729
- Homeowners insurance
- $300
- Mortgage insurance
- $2,063
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $192,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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