10972 Admirals Bay
Victorville, CA, 92392
$457,900
MLS: HD26031742
Beds
4
Baths
3
Sq Ft
2,300
Lot
0.17 ac
Year Built
2006
MLS #
HD26031742
Days on Market
64
Listed
Feb 11, 2026
Description
Rare single-story 4 bedroom, 3 bathroom home offering over 2,300 sq ft of functional living space in a commuter-friendly Victorville location. Designed with a split floor plan, the layout separates the primary suite from secondary bedrooms—ideal for multi-generational living, guests, or a home office setup. The open concept kitchen and living area creates a seamless flow for everyday living and entertaining. The spacious primary suite offers privacy and comfort, while additional bedrooms provide flexibility for any lifestyle. A standout feature is the rare 3-car tandem garage, providing ample space for vehicles, storage, or a workshop—something not commonly found at this price point. Additional highlights include: Single-story living with no stairs. Covered patio for outdoor enjoyment Move-in ready condition Excellent commuter access Homes with this combination of single-level design, 4 bedrooms, and 3-car garage space are limited in this area. This property offers strong value, flexibility, and long-term livability.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Robert Patterson · Keller Williams Victor Valley
Payment estimate
$3,481
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,790 · Loan: $412,110
- Principal & Interest
- $2,532
- Property tax (1.25%)
- $477
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,027 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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