10972 Harris Drive
Loma Linda, CA, 92354
$725,000
MLS: IG26060110
Beds
4
Baths
3
Sq Ft
2,537
Lot
0.10 ac
Year Built
2005
MLS #
IG26060110
Days on Market
17
Listed
Mar 20, 2026
Description
Large 2005 2-story 4-bedroom, 2.5 bathroom home in Loma Linda features a large living room, a family room with gas fireplace, a bright kitchen with granite counter space, and has Washer/dryer hookups inside for your convenience. Upstairs offers roomy bedrooms and a loft. The large master suite has a beautiful bathroom and large walk-in closet. Located in a community with a pool and park, and just minutes from LLU and VA. Shopping is also easy with major stores like Costco, Sam's Club, Best Buy, Home Depot, Walmart, and Stater Bros nearby, offering a lot of shopping options. Easy access to the 10 freeways is also available from this house, making it convenient and easy for commutes and travels. This house is a must-see!
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: SCOTT STOCKDALE · UNIVERSITY REALTY INC.
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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