10975 Decker
Oak Hills, CA, 92344
$399,999
MLS: HD25224381
Beds
3
Baths
2
Sq Ft
1,708
Lot
1.92 ac
Year Built
1996
MLS #
HD25224381
Days on Market
181
Listed
Sep 24, 2025
Description
Everything you could desire for secluded living in close proximity to city, freeways and ammenities. This property features 3 bedroom, 2 baths, formal living room, formal dining room with a fireplace situated on almost 2 acres of land. Manufactured home on a permanent foundation also includes a 2 car attached garage and 2 storage rooms. Relax on your front and rear covered patios and watch the sun go down and the twinkling of the stars. The property also features a green house and an above ground pool. Relax and sleep well knowing your property is fully fenced and equipped with an electric gate. Need RV parking, well look no further there is an RV 3 sided garage.
Location
Oak Hills, San Bernardino County, CA 92344
Open on Google Maps ↗Listed by: Myrna Scorza · Coldwell Banker Home Source
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Hills home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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