10995 Alto Court
Oak View, CA, 93022
$2,950,000
MLS: V1-35323
Beds
4
Baths
4
Sq Ft
4,217
Lot
2.01 ac
Year Built
1990
MLS #
V1-35323
Days on Market
22
Listed
Mar 21, 2026
Description
This elegant home is tucked into 2 acres of meticulously landscaped grounds in the coveted Saddle Mountain Estates, gracing the market for the firsttime in over twenty years; a rare and genuine opportunity. From the moment you turn onto the generous driveway, something shifts. The pace slows. Adeep sense of peace settles in around you, framed by breathtaking views.Step through the front door and be welcomed by soaring vaulted ceilings that open the space with effortless grandeur. The living room anchored by awarm fireplace and a handsome corner bar sets the tone for a home that is equally suited to quiet evenings in and memorable gatherings with the peopleyou love. French doors sweep open to the expansive backyard, where a sparkling pool and spa await, a fenced corral sits ready for your horses, andmajestic oak trees form a natural canopy over it all. Avocado and fruit trees dot the grounds, lending a sense of abundance.In the kitchen, light pours in through Hunter Douglas shades, casting a warm, perfect glow over a space designed to inspire. Whether you're the cook oryou've brought one, the double oven and full suite of stainless steel appliances make every meal an occasion.The home offers 4 bedrooms and 4 baths, with two ensuite accommodations including the primary suite, a true sanctuary with vaulted ceilings, afireplace, and a sense of calm that's hard to leave. A private adjoining room houses a built-in vault for your valuables and arrives sauna-ready, to offer aspa-like retreat.Drift upstairs to the loft, a perch made for lingering. Whether you settle in with a book, lose yourself in the views, or simply let the morning unfoldaround you, it's the kind of space that quietly becomes your favorite corner of the house.Outside, a retractable awning lets you curate your afternoon light while the pool shimmers and the hills hold you close. For the collector or adventurer, aremarkable 1,696 sq ft 6-car garage offers room for your full collection of cars, an RV, or simply the space to dream.Miles of hiking and equestrian trails wind through Saddle Mountain Estates, while downtown Ojai is just minutes away. Ventura, Santa Barbara, Malibu,and Los Angeles are all within comfortable reach making this not just a home, but a base for a beautifully lived life.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Julie Fox · Sotheby's International Realty
Payment estimate
$20,792
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $295,000 · Loan: $2,655,000
- Principal & Interest
- $16,313
- Property tax (1.25%)
- $3,073
- Homeowners insurance
- $300
- Mortgage insurance
- $1,106
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $103,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oak View, CA 93022 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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