$480,000
MLS: OC26068755
Beds
2
Baths
2
Sq Ft
843
Lot
0.87 ac
Year Built
1985
MLS #
OC26068755
Days on Market
75
Listed
Apr 2, 2026
Description
Welcome to Mystic Cove, a community in Long Beach’s desirable Eastside location, where comfort, convenience, and opportunity come together. This bright residence was designed with privacy in mind, offering only one shared wall, abundant natural light, and two private balconies that invite in the breeze. Inside, the thoughtful floor plan features recessed lighting, a cozy gas fireplace, contemporary bamboo flooring, and a modern kitchen outfitted with KitchenAid stainless steel appliances. The spacious primary bedroom includes its own private balcony and ensuite bath, creating a peaceful retreat. In-unit laundry hookups and included appliances add everyday ease. Mystic Cove community amenities include a pool, spa, clubhouse, fitness room, elevator, secure bike storage, and two dedicated storage lockers in the garage. The HOA also includes earthquake insurance. Ideally situated near local dining, coffee shops, shopping, the beach, and everyday conveniences, this home offers an easy Long Beach lifestyle in a desirable Eastside location. The seller may consider offering a rate buy-down, providing an opportunity to own more affordably. The property also has a current low rate FHA loan that may be assumable by a qualified buyer, subject current loan terms.
Location
Long Beach, Los Angeles County, CA 90804
Open on Google Maps ↗Listed by: Kara Welliver · Compass
Payment estimate
$4,313
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,000 · Loan: $432,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,736
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
- HOA dues
- $597
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Long Beach property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Long Beach, CA 90804 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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