$540,000
MLS: PW26107158
Beds
4
Baths
3
Sq Ft
2,121
Lot
0.19 ac
Year Built
1993
MLS #
PW26107158
Days on Market
27
Listed
May 16, 2026
Description
Beautiful Northwest Bakersfield home tucked away on a quiet cul-de-sac in the highly desirable Polo Club area! This spacious 4 bedroom, 3 bath home offers approximately 2,214 sq ft of living space with soaring ceilings, abundant natural light, and a functional floor plan perfect for entertaining. Enjoy your own backyard retreat featuring a sparkling pool, relaxing jacuzzi, RV parking, and plenty of space for gatherings. The spacious primary suite includes a private second-story deck with direct stair access to the backyard the perfect place to unwind morning or evening. Additional highlights include a cozy fireplace, indoor laundry, generous living spaces, and a well-appointed kitchen with ample cabinetry and counter space. Conveniently located near top-rated schools, parks, shopping, and dining. Pride of ownership shines throughout this is a must see!
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Alfredo Sousa · Realty Options Plus, Inc.
Payment estimate
$4,143
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,078
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93312 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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