ActiveSingleFamilyResidence

11044 Stone River

Rancho Cucamonga, CA, 91737

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$1,299,900

MLS: IV26089159

Beds

3

Baths

3

Sq Ft

2,811

Lot

0.24 ac

Year Built

1988

MLS #

IV26089159

Days on Market

5

Listed

May 8, 2026

Description

Welcome to the highly sought-after Compass Rose community, where elegance meets comfort in this impressive two-level residence offering over 2,800 square feet of expansive living space. Featuring 3 bedrooms, a spacious loft, and both formal living and family rooms, this home offers exceptional flexibility with the potential for easy conversion to 4–6 bedrooms. Elevated by prestigious tile-accented stairs, the grand entry leads to a spacious landing framed by glass-paneled double French doors—setting a sophisticated tone from the moment you arrive. Inside, soaring ceilings with a statement chandelier open to an expansive living, dining, and formal entertaining space. Sun-filled picture windows illuminate the interior, highlighting light-toned plank flooring throughout. The formal dining area flows into a beautifully appointed open-concept kitchen, a true chef’s delight, featuring granite countertops, tile backsplash, updated cabinetry, and stainless steel appliances. A charming breakfast area offers a built-in cabinet station with a granite-topped table overlooking the resort-style backyard. Designed with luxury and livability in mind, the expansive main-level primary suite offers a private retreat with volume ceilings, fireplace, window seat, and dual closets. The ensuite bath features a Euro-oval soaking tub, full-length vanity with abundant cabinetry, glass-enclosed walk-in shower, and private water closet. A dramatic double-sided staircase leads to an open loft—ideal for a media room, game room, or additional bedroom. Two generously sized upstairs bedrooms with mirrored wardrobes share a spacious bathroom with dual sinks and a makeup area. A downstairs powder room and large laundry room with extensive cabinetry and a utility sink offer added convenience. Step outside to your private backyard oasis with lush landscaping, a sparkling pool with Baja tanning shelf, and seating ledge. Enjoy the sparkling blue pool, with an elevated spa and cascading waterfall. Enjoy the outdoor kitchen with built-in barbecue and refrigerator, plus conversation fire table seating and a four person barrel sauna! For the car enthusiast, an oversized three-car garage includes an expansive upper-level storage area with potential for game room, offices or additional bedrooms,making 4–6 bedroom living possible. Fully paid-40 panel solar adds energy efficiency and long-term savings. Experience the lifestyle and sophistication of Compass Rose. Schedule your private showing today.

Location

Rancho Cucamonga, San Bernardino County, CA 91737

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Listed by: COLLEEN CHOISNET · Berkshire Hathaway HomeServices California Realty

Payment estimate

$9,429

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $129,990 · Loan: $1,169,910

%
Principal & Interest
$7,287
Property tax (1.25%)
$1,354
Homeowners insurance
$300
Mortgage insurance
$487
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $45,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.