1108 18th Street 7
Santa Monica, CA, 90403
$1,449,000
MLS: SR26042470
Beds
2
Baths
3
Sq Ft
1,413
Lot
0.37 ac
Year Built
1981
MLS #
SR26042470
Days on Market
45
Listed
Feb 26, 2026
Description
Live beautifully. Live Santa Monica. Quality craftsmanship and thoughtful design define this bright and airy Santa Monica townhome. Fully renovated throughout, the home showcases European oak hardwood floors, custom cabinetry, detailed molding, quartz countertops, recessed LED lighting, and Kohler fixtures - each finish selected with exceptional attention to detail. The well-designed layout features two spacious en-suite bedrooms with vaulted ceilings, including a generous walk-in closet and abundant additional storage. Nine-foot ceilings enhance the sense of openness, while natural light fills the home. Enjoy direct access to your private 2+ car garage and the convenience of in-unit laundry. Located within a secure, gated complex centered around a peaceful courtyard, this residence offers both privacy and community. Just moments from Montana Avenue’s boutiques and cafés, world-class beaches, leading medical centers, and the very best of Santa Monica living, this home blends refined interiors with an effortless coastal lifestyle.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Simon Mills · Mills Realty of California
Payment estimate
$10,365
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $144,900 · Loan: $1,304,100
- Principal & Interest
- $8,013
- Property tax (1.25%)
- $1,509
- Homeowners insurance
- $300
- Mortgage insurance
- $543
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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